• Traditional Single Premium Deferred Annuity (SPDA)
• Multi-Year Guarantee Annuity (MYG)
• Fixed Indexed Single Premium Deferred Annuity
• Fixed Indexed Flexible Premium Deferred Annuity
• Death Benefit Options
• Income Rider Options
• Single Premium Immediate Annuity (SPIA)

Your Client Centric Carrier

• Stability – ‘A’ Rated by AM Best for more than 35 Years
• Security – Roots as deep as 1872
• Strength – Over $42 Billion in Assets
• Safety – Debt to Capital Ratio of 17.6%
• Savvy – ROP, No MVA, Bailout on Caps

Products that are Simple and Sophisticated

• Multi Year Premium Bonus
• ROP for No Fee with Bailout on the Caps
• Income Rider Rollup of 10% for 7 years
• Income Rider with Death Benefit at 8% for 12 years
• Great Escalating Rate MYG
• Medicaid Friendly SPIA